Getting help is smart. A good financial consultant can guide see how to adjust you. You don't need a genius.
How can they help you?
They explain things simply. No magic tricks. You should feel smarter after talking to them.
They might help with investing. Find one who does what you need. The good ones ask questions.
Easy ways to start searching
Friends might know someone. Your bank might have people. Look online but check reviews.
Some work at insurance companies. Just your needs. Don't pick the first one.
Easy ways to know they're good
Others get commissions. You want someone who fits your needs. You don't want to be ignored.
If they use big copyright, that's bad. Experience helps. Just good advice.
Red flags to watch out for
If they sound too good. Watch out if they won't explain fees. Not just make sales.
Find someone else. Good advice is simple. Don't be pushed.
How to work with them well
Be honest. Ask questions when you need more info. Check in sometimes.
Follow their advice when it makes sense. They need to know. Good advice grows with you.
Easy steps to good advice
Start simple. Not fancy titles. Check options|The right one is out there|You'll find them}.
Don't wait until it's hard. A good one will help you learn. Just find good help.